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  • 			    The Perfect Home Is Waiting for you.
    The Perfect Home Is Waiting for you.
  • 			    Get up-to-date Rates and More.
    Get up-to-date Rates and More.
  • 			    More than just your Lender.
    More than just your Lender.

FHA, Conventional, VA Mortgage in San Marcos, California

Welcome to the official site of West Coast Financial. We are a full-service mortgage company based in San Marcos, California. We specialize in FHA, Conventional, VA Mortgage in San Marcos, Escondido, Vista, Oceanside, Encinitas and San Diego. We also serve the surrounding cities in San Diego County. Whether you are buying a home or refinancing in any of these zip codes: 92078, 92069, 92024, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | HomePath | Jumbo | Commercial | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | USDA Streamline | Conventional | HARP | Commercial | Jumbo

What makes West Coast Financial unique is that we offer the following niche programs as well: down payment assistance, zero down, no cost, low fico, stated income, foreign national.

Contact West Coast Financial today to discuss your mortgage loan options and find out which loan program will best suit your needs.

Get to know us

Located in Beautiful Southern California, we thrive on the success and satisfaction of our clients.

Calculators

Calculate your mortgage, interest rates, and more.

Loan Programs

Explore various loan program options for fixed and adjustable rate mortgages.

Apply Now

Complete our online secure application here. It only takes a few minutes.